![]() ![]() Medigap plans aren’t the same as Medicare Part C, also known as Medicare Advantage. Medigap plans generally don’t cover prescriptions, so you may want to consider enrolling in Medicare Part D, which specifically covers prescription drugs, or a Medicare Advantage plan that includes drug coverage. These secondary coverage plans only apply with Original Medicare-not other private insurance policies, standalone Medicare plans or Medicare Advantage plans. Medicare Supplement, also known as Medigap, is a private insurance policy purchased to help pay for what isn’t covered by Original Medicare (which includes Part A and Part B). To do so, we recommend using ’s plan finder tool or seeking the expertise of an independent, agnostic insurance agent. In order to provide specific plan recommendations accurately, it’s important to take into account the ZIP code and demographic details of the individual seeking insurance coverage. We focused exclusively on providing general summaries of the companies and their reputations. Power rankings in terms of consumer feedback Best rankings in terms of financial health (which impacts how reliable an insurer is when it comes to paying claims) ![]() Whether they can provide additional coverage beyond what’s required of Medigap plans by federal regulations.Whether they offer Part D (prescription drug) coverage specifically.The number of Medigap plan types they offer.How many states in which they provide coverage.To determine the best Medicare Supplement providers for 2023, the Forbes Health editorial team evaluated all insurance companies that offer plans nationwide in terms of: 5 Best Medicare Supplement Providers Of 2023 While we work hard to provide accurate and up-to-date information that we think you will find relevant, Forbes Health does not and cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof. The compensation we receive from advertisers does not influence the recommendations or advice our editorial team provides in our articles or otherwise impact any of the editorial content on Forbes Health. Second, we also include links to advertisers’ offers in some of our articles these “affiliate links” may generate income for our site when you click on them. This site does not include all companies or products available within the market. The compensation we receive for those placements affects how and where advertisers’ offers appear on the site. First, we provide paid placements to advertisers to present their offers. This compensation comes from two main sources. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Health site. If you want prescription drug coverage, you can join a separate Medicare drug plan (Part D).The Forbes Health editorial team is independent and objective. So, if you enroll in Medigap for the first time, it won’t include drug coverage. Medigap plans sold after 2005 don’t include prescription drug coverage. After that period, you might have to wait to drop your Medicare Advantage Plan, and you might not be able to buy a Medigap policy, or it may cost more. If you’re not happy with your Medicare Advantage Plan, you’ll have a single 12-month period (your trial right period) to get your Medigap policy back if the same insurance company still sells it once you return to Original Medicare. If you have a Medigap policy and join a Medicare Advantage Plan for the first time, you may want to drop your Medigap policy because you’ll be paying for coverage you can’t use.If you want to switch to Original Medicare and buy a Medigap policy, contact your Medicare Advantage Plan to see if you're able to disenroll. ![]() It's illegal for anyone to sell you a Medigap policy unless you're switching back to Original Medicare.
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